Princeton New Jersey Real Estate

Creative Real Estate investing is about making money.

Bridging loans are offered on the value of the property and not the purchase price.

Voting Question: Is this a good deal?
Ok, looks like my last post still left out some important details for you guys to give me accurate advice.

I got offered 6.625% with 1% Discount Point and 1% Origination Fee for a 30yr fixed using a VHDA loan program. (http://www.vhda.com/vhda_com/Template_app.asp?VHDA_COM_PAGE_NAME=currentrates)

Overall, is this considered good or bad? If it’s bad, please state why you think it’s bad and what you think a better rate I could get would be…

-It’s a joint application and both our credit scores are in the mid-700s.

-Low debt to income ratio

-We not putting any money down (zero-down)

-There are no assocatied mortgage insurance (PMI)

-We’re using the builder’s lender because of the nice incentives: 10k towards closing and 1% Origination Fee.

-Location is Northern Virginia

-Amount of loan is $365k

This is our first home purchase and the only other placed we shopped at was Bank of America and the GFE was not any better and didn’t include the nice incentives.

Finding The Best Mortgage Loan
A mortgage loan is when a lender gives you money on the condition, that your house is on the line if you don’t pay up. This allows banks to lend you much more money since the amount of security is mon…

A Pre-Purchase Securing outstandings
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Essence - Bad-credit blues: Bill collectors are hounding you. You can’t buy a car, a home or even get a cell phone. You don’t have to live like this. Even a sister
April 1, 2004 — For much of my adult life I was burdened with having poor credit. Falling into debt felt nightmarish line ghost of past bad choices always trailing behind me, Not even breaking up with a boyfriend

Princeton New Jersey Real Estate

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